ABOUT

I’m curious about why the same systems open doors for some people while quietly keeping them closed for others.

I'm Abhiveer Gulati.

My questions usually begin with how systems work, but rarely end there. I’m interested in the space where economics, markets, finance, technology and policy meet real lives: how people make choices, why access remains unequal, and what changes when we rethink the system around the person using it.

The ideas became more interesting when they met the real world.

I have always enjoyed mathematics because there is usually a way to work through a problem. Economics made things less tidy, and much more interesting. An answer could change with incentives, information, behaviour, how policies are designed and how they leave out the ones who need them the most.

A budgeting formula looked very different when I was explaining it to a farmer managing an irregular seasonal income or to neuro-divergent students, or rural students who had limited access to smartphones and pocket money.

Financial inclusion stopped being an abstract policy idea when I met people who were eligible for formal banking or government support but could not navigate the system. Questions about environmental policy became much more immediate growing up through Delhi winters when playing outdoors could depend on the AQI.

“What I enjoy most is the movement between those worlds, from a concept to evidence, from evidence to a question, and sometimes from that question to something I can actually build or do. ”

It is also why my interests tend to overlap. Economics leads me into policy. Finance raises questions about access. Data gives me a way to test what I think. And experiences outside the classroom often send me back with better questions than the ones I started with.

THINK

Economics • Finance • Mathematics • Data

BUILD

Research • Projects

ENGAGE

Access • Sustainability • Communities •
Policy Advocacy

Abhiveer on the golf course

Beyond the Desk

Sport has been a constant, but each game gives me something different.

Golf is the one that centres me most. Even after hours on the range, the next round can feel completely different. I like the patience and focus that demands, and the quiet of being out on the course.

Cricket and football have taught me more about teamwork and resilience. Football, especially, tested that through long periods of injury and the process of finding my way back into the game.

CRICKET
Vasant Valley School U19 Cricket Team | ISSO National Cricket Tournament, 2025
Vice-Captain, School Cricket Team | Delhi Zonal / District Level, 2nd Position, 2019–20 & 2020–21
FOOTBALL
Vasant Valley School U17 Football Team | ISSO National Football Tournament, 2024
Delhi International Football League | 2019
GOLF
DGC Junior Intensive Training Camps
VVS Community Golf Tournament
golf participation years: 2021–2025

Beyond sport, I play chess and poker, have learnt the drums, and have also been involved in street-dog rehabilitation and vaccination efforts.

I’m still figuring out exactly where all these interests will take me. For now, I like that they don’t fit neatly into one box.

WHAT SHAPES MY THINKING

I tend to notice the gap between how something is supposed to work and how it actually does.

Some of that comes from studying economics and finance, where incentives and trade-offs sit beneath almost every decision. Some come from growing up in Delhi, where questions around air, opportunity and inequality are difficult to keep abstract. And some has come simply from being in unfamiliar rooms like rural schools, financial-literacy workshops, research teams, where ideas I understood perfectly well on paper became far more complicated in practice.

Those experiences have made me interested in access, incentives and unintended consequences. So I find myself returning to three questions:

01

Who is the system working for?

02

Who is it overlooking?

03

What would make it work better?

I don’t think I have a grand theory for any of it yet.

I’m just intrigued by the questions.

Currently on My Shelf

Thinking, Fast and Slow
Daniel Kahneman
Meditations
Marcus Aurelius
David and Goliath
Malcolm Gladwell
Atomic Habits
James Clear
Good Economics For Hard Times
Abhijit & Esther
Rock Paper Scissors
Len Fisher

In My Headphones



Nikhil Kamath / WTF

Conversations around markets, business, public policy and the people making decisions within them.

The list keeps changing. I hope it always does.